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What is Spinning Instructor Insurance?

Liability insurance designed for indoor cycling instructors to help cover them from third-party insurance claims

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What is Spinning Instructor Insurance?

Spin instructor insurance is liability insurance tailored for indoor cycling teachers and instructors to help protect them from claims made by a fitness studio, landlord or client

Spinning instructor insurance is usually a combination of general liability insurance, professional liability insurance and abusive misconduct coverage (i.e. sexual abuse, physical abuse, verbal abuse). Spinning insurance can help cover a claim related to the daily operations of your spinning class. For example, if one of your clients injures themselves on their stationary bike while following your instruction or you damage studio space you rented to teach spinning, liability insurance for spinning instructors can help cover the costs of these claims.

Spin insurance can also help cover the legal expenses for eligible claims made against you, medical payments awarded from third-party bodily injury claims, and repair costs for damage done to the spin studio's property.

Spinning liability insurance is critical, and it helps to keep you protected from expensive legal costs for eligible claims that can easily mount up. It is a savvy way of securing the integrity and well-being of your career as a spinning teacher.

Spinning Instructor Insurance from ProSight

Extensive liability coverage to help protect you from a third-party property damage, bodily injury, or reputation harm insurance claim

Bodily Injury Claims

A client slips on sweat on the floor around their bike and sues you to pay their medical bills.

Property Damage Claims

The stationary bike in the studio you rent gets damaged, and the landlord sues you to repair it.

Reputation Harm Claims

A competitor claims you bashed their brand online and sues you for irreparable damages.

Who Needs Indoor Cycling Instructor Insurance?

Liability insurance for spin teachers can be an essential piece to being a successful spin instructor

Indoor cycling insurance can be as crucial, if not more crucial, than getting your certification to be a certified spinning instructor. This is true whether you are teaching spinning at a client's home or office, offer classes at a local boutique studio, work out of your home, or teach sessions in a commercial spinning studio.

Liability insurance for spin instructors could also be a requirement for spin instructors who work as independent contractors for commercial studios. Independent contractors are seldom covered by the studio owner’s liability insurance, so it is critical for them to get their own indoor cycling teacher insurance.

If you’re an employee of a commercial studio, there is a safe chance you are already covered by your employer's policy, but you should confirm this with them. Getting your own spin instructor insurance still might make sense, especially if your employer's coverage isn't adequate enough.

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ProSight Specialty Insurance is rated "A-" (Excellent) by A.M. Best and "A+" by the Better Business Bureau (BBB).