Inland Marine Insurance is a type of marine insurance coverage that can protect a wide array of technical property. For example, if you're a DJ, inland marine insurance can protect your equipment while in transit or while at a location other than your primary office space. Homeowners’ and Renters’ insurance policies may only cover equipment kept in your home, but as soon as it leaves those locations you are responsible for any costs associated with damaged or destroyed equipment.
You may have also heard the phrase: Floater Insurance, Equipment Insurance, Business Personal Property Insurance
Inland Marine Insurance is best for professionals whose job requires traveling with owned or rented equipment (e.g., laptop, speakers, etc.). This coverage can cover other high value items that may be excluded by the property coverage in a typical Business Owners Policy.