Liability insurance designed for dance teachers and instructors to help cover them from third-party insurance claimsReady to Get Started?
Dance teacher insurance is usually a combination of general liability insurance, professional liability insurance and abusive misconduct coverage (i.e. sexual abuse, physical abuse, verbal abuse). Dance insurance can help cover a claim related to the daily operations of your dance teaching. For example, if one of your clients injures themselves while following your instruction or you damage a studio space you rented to teach dance, dance teacher insurance can help cover the costs of these claims.
Dance insurance can also help cover the legal expenses for eligible claims made against you, medical payments awarded from third-party bodily injury claims, and repair costs for damage done to the dance studio's property.
Dance insurance is critical, and it helps to keep you protected from expensive legal costs for eligible claims that can easily mount up. It is a canny way of securing the integrity and well-being of your career as a dance teacher.
Extensive liability coverage to help protect you from a third-party property damage, bodily injury, or reputation harm insurance claim
A client dips their partner, they get injured, and they sue you to pay their medical bills.
The floors in the dance studio you rent get damaged, and the landlord sues you to repair them.
A competitor claims you bashed their brand online and sues you for irreparable damages.
Dance teacher insurance can be as crucial, if not more crucial, than getting your certification to be a certified dance instructor. This is true whether you are teaching at a client's home or office, offer classes at a local park, work out of your home, or teach sessions in a commercial studio.
Liability insurance for dance teachers could also be a requirement for dance instructors who work as independent contractors for commercial studios. Independent contractors are seldom covered by the studio owner’s liability insurance, so it is critical for them to get their own dance teacher insurance.
If you’re an employee of a commercial studio, there is a safe chance you are already covered by your employer's policy, but you should confirm this with them. Getting your own dance teacher insurance still might make sense, especially if your employer's coverage isn't adequate enough.